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Conventional wisdom holds that one should not simply treat the symptoms of a problem; that unless one removes the underlying core or root problem, the symptoms will simply reappear. A CRT is a set of entities linked by cause-and-effect arrows
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Where it does come in is that more of their capital (called net assets in non-profits) is available as back-up in case something goes wrong. If capital is the cushion, they now have more of it that is unrestricted to
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